can say it hasn't happened...
CJ[/quote]
It happens all the time - regardless. Once I found a S&W snub not far from the trailhead. Later I encountered the owner - it was his good luck that I returned it to the totally surprised owner.
In many, if not most situations the 3AT is a better choice than a snub. I have more firepower, and I'm going to have it instantly available. For me my snub feels like carrying a large brick. I know more than a little about wildlife all over the West and BC, and there are only a few places where dragging along one of my bricks makes sense. In respect to IWB carry, any holster can slowly work its way loose if your activity, like mine, includes vigerous bending, stooping, liftiing, twisting, reaching, etc. - especially if one carries behind the hip. Years ago I began to carry crossdraw IWB to avoid the loosening that does occur during strenous activity. In this mode I must dress for it if carrying the bulky snub or it will be obvious, but my 3AT cannot be detected even with a T-shirt. I feel it is a big mistake to vary carry positions, therefore continue crossdraw even around town. This may not work for everybody - I am not a small guy but am slim-waisted. Try the IWB between belt & pants - if it works you'll never go back.
Richard